Your Trusted Financial Partner
Serving Jodhpur with Trust & Transparency
A member-first credit co-operative society built on transparency, discipline and steady returns.
- Member Focused
- Safe & Transparent
- Attractive Returns
- Trusted Since Day One
About Us
Safe Savings, Secure Future.
Shree Capital Credit Co-operative Society Ltd. is a Jodhpur-based credit co-operative registered under the Rajasthan Co-operative Societies Act, Registration No. 2645/Q dated 11/06/2009. We exist for one reason — to help our members build a strong financial foundation for themselves and the people they love.
Members deposit their savings with us through Fixed Deposits, the Monthly Income Scheme and Recurring Deposits. Those savings are lent back to the community as Group and Individual loans. Every rupee stays accounted for.
- Registered co-operative society (Reg. No. 2645/Q dated 11/06/2009), governed by its members
- Transparent rate card with no hidden charges
- Personalised service from a team you can meet in person
Your Trust
Our Commitment
Attractive Interest Rates
Rates that reward loyalty, reviewed openly and published on this site.
Safe & Transparent
Registered under the Rajasthan Co-operative Societies Act with audited books.
Trusted Financial Partner
A member-first society where every saver has a voice and a vote.
Quick Documentation
Five common documents are all it takes to get started with us.
Dedicated Support
Talk to a real person in Jodhpur — on the phone, on WhatsApp or in the branch.
Flexible Options
Deposits from ₹1,000 a month and loans shaped around your cash flow.
What We Stand For
Our Vision, Mission & Core Values
Our Vision
To become a trusted and leading cooperative institution that empowers every member through inclusive, transparent and sustainable financial services, contributing to a self-reliant and prosperous society.
Our Mission
Our mission is to:
- Provide secure, transparent and member-centric financial services
- Promote financial inclusion by making quality financial solutions accessible to all
- Encourage responsible saving, lending and financial discipline
- Leverage technology to deliver efficient, convenient and innovative services
- Uphold the highest standards of integrity, governance and accountability
- Create sustainable economic and social value for our members and communities
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Integrity
We conduct our business with honesty, ethics and fairness.
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Member First
Our members' interests are at the heart of every decision.
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Transparency
We maintain openness and accountability in all our operations.
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Excellence
We strive for the highest standards in service and performance.
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Innovation
We embrace technology and continuous improvement.
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Cooperation
We believe in collective growth through partnership and mutual trust.
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Social Responsibility
We are committed to contributing to the well-being of society.
Our Products
Pick a Product to Open It
Deposit Product
Fixed Deposit (FD)
Park a lump sum for a fixed tenure and let annual compounding do the work — a higher, predictable return without market risk.
- Tenure from 3 to 120 months, annual compounding
- Double & Triple Money plans available
- Loan against your FD up to 90% of value
- Nomination facility; premature withdrawal as per rules
Deposit Product
Monthly Income Scheme (MIS)
Deposit once, receive interest as income every single month. MIS suits retirees and anyone who wants their savings to pay a steady monthly bill.
- Regular monthly income credited to your account
- Tenure of 12 – 72 months to match your plans
- Special MIS plans up to 14% p.a.
- Principal returned in full at maturity
Deposit Product
Recurring Deposit (RD)
Build a corpus one month at a time. A small, fixed amount every month grows into a meaningful sum — the easiest saving habit to keep.
- Start saving with just ₹1,000 per month
- Flexible tenure of 12 – 72 months
- Ideal for all age groups, including minors
- Standing instruction and doorstep collection support
Loan Product
Group Loan
Credit for self-help groups and joint liability groups. Members guarantee each other, which keeps documentation light and approvals fast.
- Groups of 5 to 20 members under joint liability
- No collateral — the group is the guarantee
- Weekly, fortnightly or monthly repayment options
- Doorstep collection and on-ground field support
Loan Product
Individual Loan
A personal loan in your own name for business working capital, education, medical needs, a wedding or home repair. Hold a deposit with us and you can borrow against it.
- Loan amount ₹50,000 to ₹10,00,000
- Loan against FD up to 90% of deposit value
- Tenure up to 60 months with flexible EMIs
- Part prepayment and foreclosure allowed
Getting Started
How to Apply
Four Steps, Start to Finish
- 1
Become a member
Fill a short form and pay the one-time membership share amount.
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Choose your product
Pick a deposit scheme or a loan and settle on tenure and amount.
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Submit documents
Hand over the five standard KYC documents listed alongside.
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Get confirmed
Receive your deposit receipt or loan sanction, usually within a week.
Rate Card
Interest Rates at a Glance
| Product | Deposit Amount (₹) | Maturity Amount (₹) | Rate (Annual Compounded) |
|---|---|---|---|
| FD/M-3 | 5,000 | 5,088 | 7.00% |
| FD/M-6 | 5,000 | 5,200 | 8.00% |
| FD/M-9 | 5,000 | 5,338 | 9.00% |
| FD/M-12 | 5,000 | 5,500 | 10.00% |
| FD/M-24 | 5,000 | 6,216 | 11.50% |
| FD/M-36 | 5,000 | 7,025 | 12.00% |
| FD/M-48 | 5,000 | 8,009 | 12.50% |
| FD/M-60 | 5,000 | 9,212 | 13.00% |
| FD/M-72 (Double) | 5,000 | 10,000 | 12.24% |
| FD/M-120 (Triple) | 5,000 | 15,000 | 11.61% |
* Rates are indicative and subject to change at the discretion of the society. Please confirm at the branch before investing.
| Product | Deposit Amount (₹) | Monthly Income (₹) | Rate (Annual Compounded) |
|---|---|---|---|
| MIS/M-12 | 10,000 | 83 | 10.00% |
| MIS/M-24 | 10,000 | 88 | 10.50% |
| MIS/M-36 | 10,000 | 92 | 11.00% |
| MIS/M-48 | 10,000 | 100 | 12.00% |
| MIS/M-60 | 10,000 | 104 | 12.50% |
| MIS/M-72 | 10,000 | 108 | 13.00% |
| MIS/M-12 (Special) | 10,000 | 96 | 11.50% |
| MIS/M-24 (Special) | 10,000 | 100 | 12.00% |
| MIS/M-36 (Special) | 10,000 | 100 | 12.00% |
| MIS/M-48 (Special) | 10,000 | 104 | 12.50% |
| MIS/M-60 (Special) | 10,000 | 117 | 14.00% |
| MIS/M-72 (Special) | 10,000 | 117 | 14.00% |
* Monthly income shown is the payout on a ₹10,000 deposit; the principal is returned in full at maturity. Rates are indicative and subject to change at the discretion of the society.
| Product | Monthly Deposit (₹) | Maturity Amount (₹) | Rate (Annual Compounded) |
|---|---|---|---|
| RD/M-12 | 1,000 | 12,618 | 9.50% |
| RD/M-24 | 1,000 | 26,565 | 10.00% |
| RD/M-36 | 1,000 | 42,182 | 10.50% |
| RD/M-48 | 1,000 | 59,294 | 10.50% |
| RD/M-60 | 1,000 | 79,137 | 11.00% |
| RD/M-72 | 1,000 | 100,612 | 11.00% |
* Maturity shown for a ₹1,000 monthly instalment. Rates are indicative and subject to change at the discretion of the society.
| Product | Amount | Tenure | Rate (p.a.) |
|---|---|---|---|
| Group Loan | ₹15,000 – ₹1,00,000 | 12 – 36 months | 15.00% onwards |
| Individual Loan | ₹50,000 – ₹10,00,000 | 12 – 60 months | 16.00% onwards |
| Loan Against FD | Up to 90% of FD | Up to FD maturity | FD rate + 2.00% |
| Micro Loan | Up to ₹50,000 | 6 – 24 months | 24.00% |
* Rates are indicative and subject to change at the discretion of the society. Please confirm at the branch before borrowing.
Any Indian resident above 18 can join as a member and open a deposit. Accounts for minors can be opened by a parent or guardian. Membership requires a one-time share contribution, after which every deposit product is open to you.
Both take a lump sum deposit. An FD compounds the interest and pays everything at maturity, so your money grows faster. MIS pays the interest out to you every month as income and returns the principal at maturity. Choose FD to grow wealth, MIS to draw regular income.
Yes. Premature withdrawal is permitted as per society rules, with interest recalculated at the rate applicable for the period actually completed. If you only need funds temporarily, a loan against your FD up to 90% of its value is usually the cheaper option.
Five to twenty members form a group and stand as joint guarantors for each other. No physical collateral is needed. Our field officer verifies the group, sanctions individual limits within it, and collects repayments weekly, fortnightly or monthly. A clean repayment record raises the limit for the next cycle.
Group loans are typically sanctioned in three to seven working days after group verification. Individual loans depend on the amount and documents, and a loan against your own FD can often be disbursed the same day.
We are registered under the Rajasthan Co-operative Societies Act and operate under its supervision, with statutory audits and member-elected governance. Do note that co-operative society deposits are not covered by DICGC bank deposit insurance — please read the scheme terms before investing.
Smart Financial Tools
Plan Better. Save Better. Grow Better.
Contact Us
Visit Us in Jodhpur
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Registered Office
17/442, S.N 4, Chopasni Housing Board,
Jodhpur, Rajasthan 342008 -
Phone
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WhatsApp
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Working Hours
Monday – Saturday, 10:00 AM – 6:00 PM · Sunday closed